Can I refinance remotely?

Yes. Your attorney can handle the new lender and the discharge of the old facility on your behalf. Some banks still require certain borrower steps in person — we tell you which are yours and which your attorney can do.

What does a mortgage transfer on sale need?

Typically the NOC of mortgage transfer from the old bank, a new-bank letter, three certified mortgage contracts and the developer e-NOC, alongside the POA and standard IDs. We confirm the current list for your transaction.

Will the bank still need me in person?

Sometimes. Lenders set their own policies and may require the borrower for specific steps. We map out what the bank needs from you versus what your attorney can complete, so there are no surprises.

Mortgage documents and a property key on a desk

Dubai · Mortgage & refinance

A Power of Attorney for a Dubai mortgage or refinance.

Financing a purchase, refinancing, or transferring a mortgage on sale — we prepare a POA letting your appointed attorney handle the bank and the DLD for you.

from AED 499 + notary & government fees

Start my mortgage POA Talk on WhatsApp→

Three situations we cover

New, refinanced, or transferred on a sale.

Whichever applies, the POA spells out exactly the bank and DLD powers it needs.

01
New mortgage
Financing a Dubai purchase. Your attorney signs the mortgage offer and bank undertakings, then registers the mortgage at the DLD on your behalf.
- Bank undertakings
- DLD registration
- Developer NOC
02
Refinance
Moving an existing loan to better terms. Your attorney handles the new lender and the discharge of the old facility while you stay abroad.
- New-lender letter
- Discharge of old loan
- Re-registration
03
Mortgage transfer on sale
Selling a mortgaged property. Your attorney coordinates the old-bank NOC, the buyer's bank and the developer e-NOC so the transfer can complete.
- Old-bank NOC
- Buyer's bank
- Developer e-NOC

What it authorizes

What your attorney can do with the bank and the DLD.

The specific powers a mortgaged transaction relies on — drafted in, not assumed.

Granted powers

Special POA

01Sign the mortgage offer and bank undertakings
02Execute and register the mortgage at the DLD
03Obtain the developer NOC
04Handle refinancing with the new lender
05On a sale, arrange the mortgage discharge and bank NOC
06Collect mortgage and registration documents

You appoint the attorney; a licensed Dubai Notary Public notarizes.

§Spell it out

The POA must spell out the mortgage powers.

It must explicitly authorise signing the bank’s undertakings and registering the mortgage with the DLD— general wording won’t be accepted. We draft the specific powers in so the bank and the DLD proceed without a query.

What a mortgaged transaction needs

The documents, set out clearly.

Document checklist

6 items · usually ready in minutes

NOC of mortgage transfer (old bank)
New-bank offer letter
Three certified mortgage contracts
Developer e-NOC
Original notarized POA
Principal + attorney IDs

Financing from abroad

Handling the bank from another country?

We prepare the POA so your attorney can deal with the lender and the DLD. We handle it two ways and manage the Dubai side throughout.

Sign in your home country

We guide the attestation chain — notary → your country's MOFA → UAE embassy → MOFA in Dubai → Arabic translation — then your attorney handles the bank and the DLD here.

Remote notarization by video

Where the law allows, your POA is notarized remotely by a licensed Dubai Notary Public over a secure video call, then issued with a verifiable QR.

A note on lenders:banks may still require certain borrower steps in person. We tell you what’s you versus your attorney before you commit.

Talk to a specialist

Mortgage POA

Your financing questions, answered.

Yes — provided the POA explicitly authorises executing the mortgage documents, signing the bank's undertakings and registering the mortgage with the DLD. We draft those specific powers in so the bank and the DLD accept it.

From draft to registered mortgage

Four steps. You approve before anything is signed.

01We prepare
02You approve before anything is signed
03Translate & notarize
04Your attorney acts

See the full process, end to end→

Tell us about the financing. Get a fixed quote.

A specialist confirms the exact mortgage POA you need, the documents to provide, and your price — usually within hours.

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FastPOA is a specialist documents service, not a law firm. A licensed Dubai Notary Public notarizes; you appoint the attorney you trust.